Financial planning tips for those with an established life. Its that time of year when we start to think about taxes, which then gets us thinking about our money and investing.
Planning, saving and investing for our retirement changes over time as our needs change. In our younger years, we would save for our retirement as well as put some money away for the kids education. Well now that we are older our financial needs have changed, again. No longer are we putting money away for the kids post secondary education, we are withdrawing. But we still need to continue to plan for our retirement.
So we have asked a professional to provide us some financial planning tips for those with an established life.
Read on to find out 4 Missteps to Avoid When Investing for Retirement
It was almost like a switch went off. When I turned 40, so many things about my body changed. But what I noticed the most was my skin. It became drier, I noticed more fine lines and wrinkles and I started to get more hormonal breakouts on my face. We are always looking for skincare tips for women over 40. Skincare is an ever changing field as there are always new products and new treatments being developed.
There are so many questions about how to help our skin look healthy and youthful. We know that because we asked and skincare was a topic you (our readers) wanted more information on.
We are all very different when it comes to our skincare. What product works best for you might not work best for the lady sitting beside you. Of course there are the most common ways of keeping your skin healthy that we all can do.
You know that saying ‘Be careful what you wish for’? We joke as parents that we can’t wait until our kids are out of the house. With one child away at school. One very independent almost 18 year old. I am now trying to take back those words. Revelations from an Almost Empty Nester.
Most would describe an empty nest as that point where your children have grown and left home to not move back in. But you can become ‘almost empty nesters’ when your kids move away for school to come back part time. Or when you have kids/young adults still living at home while working or going to school. And really they are just using your water, electricity, food and bed.
This last September our household had a dramatic change. One leaving to go away for school and one basically on her own living schedule. To be honest, at first I really enjoyed not being busy and scheduled on weekdays and weekends. But now four months in, I am finding that an empty calendar and somewhat empty home is well..a little scary.